Blog
It's an exciting era for financial services. We're in the age of digital transformation and continue to apply a research-based approach to wealth management. At Riggle Wealth Group, our goal is to help you grow, protect, and leave a legacy of wealth. Stay informed with articles written by our financial advisors for you and your family. Have a topic in mind? Email us at info@rigglewealth.com
Market Assesses First Republic, GDP Report
Financial markets can be challenging to understand. And when markets enter a “bad news is good news” cycle, it becomes even more challenging to follow along. Stock prices rallied at the end of April after the Commerce...
Read MoreWall Street Focuses on Debt Ceiling
Would it surprise you to hear that investors have moved past worrying about inflation? They have, at least for now.Wall Street has shifted its attention to Washington’s budget negotiations and how the debt ceiling will be...
Read MoreFractional Shares, Simplified
Are the stocks you’re interested in buying more than you want to pay? You do have the option to buy a portion of a stock, rather than the whole thing. Fractional shares are “pieces” of a single stock. These are also...
Read MoreCelebrating Impactful Asian Americans Throughout History
May is Asian American and Pacific Islander Heritage Month. America owes much to Asian American and Pacific Islander citizens. This year, we would like to recognize the leaders, artists, scientists, and athletes of Asian American and...
Read MorePut Your Deferred Compensation Strategy Into Place
As you’re nearing retirement, it’s important that you use all the resources at your disposal to get ready for your golden years. Deferred compensation may be a tool that you can use to help. Deferred compensation lets you...
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How Much Are You REALLY Worth?
The first step to take when building wealth is determining your net worth. Net worth is the total of your assets minus your liabilities. In other words, the value of everything you own, minus what you owe creditors.
Read MoreShould You Pay Your Mortgage Off Early?
We all know there are various tactics for building long-term wealth. Paying off your mortgage early may be an option for some. However, focusing on investing money or paying off other debts first could be more beneficial than early...
Read MoreThe Roth IRA’s Secret Tax Benefits That Everyone Should Know
Tax season is in full swing. Did you know that a Roth IRA can help minimize your taxes in retirement? These are the Roth IRA’s secret tax benefits that everyone should know...
Read MoreDo You Know the Difference Between Retirement Plans?
At one time, retirement accounts were straightforward. These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored retirement accounts and...
Read MoreCelebrating Women Who Tell Our Stories
March is Women's History Month, a time to recognize the remarkable contributions of women throughout history. This year's theme is "Celebrating Women Who Tell Our Stories," We're honored to share a few examples of women who continue to...
Read MoreConsidering the SVB Collapse
Many investors may be tempted to react in the wake of both the Silicon Valley Bank and Signature Bank's financial troubles. After all, the unprecedented events of last week would test the mettle of even the most seasoned investor. The...
Read MoreFeds Managing SVB, Inflation
For the Federal Reserve, credibility is everything. And its credibility is being tested by how it plans to manage the banking system in the days leading up to its March 21-22 meeting. Last month, Fed Chair Powell confidently told Wall...
Read MoreKnow Any Students? Here’s Some Essential Scholarship Information
As of 2022, the average cost of tuition and fees for an in-state public college or university was almost $24,000 per year. And for private colleges and universities, that number is even higher. Let’s explore some basic...
Read MoreStaying Informed About ESPP Tax Rules
Have you worked for a company offering stock at a discount? Or do you know anyone who does? These can be solid assets to hold in your portfolio, but they’re not without some degree of complexity. We’ll give you the short...
Read MoreRecognizing Suspicious Online Offers
Scammers are constantly adapting their strategies to get access to your personal or financial information. As scam tactics become more detailed and frequent, it’s important to know how to spot these attacks. Here are some...
Read MoreCelebrating Black Wealth Builders Throughout History
In celebration of the achievements of Black Americans and their integral role in our nation’s history, here are eight Black wealth builders we believe should be remembered. These individuals deserve recognition for their...
Read MoreSECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it's a follow-up to...
Read MoreDoes your family know what to do in case of emergency?
While many life events provide us with adequate time to prepare, such as marriage, the birth of a child, or retirement, others—like accidents, injuries, or the death of a loved one—can happen without notice or a chance to...
Read MoreIdentity Theft Awareness Week
January 30 to February 3, 2023, is Identity Theft Awareness Week. Anytime is a good time to tighten up your identity security, but if you haven’t been as careful as you intended, consider this your annual reminder. Here are a few...
Read MoreEasing into Retirement
There’s good news for the growing number of Americans approaching retirement age who are ready to scale back, but aren’t ready to completely stop working: Work-from-home jobs give you more options than ever before, whether...
Read MoreManaging Your Finances in Your 40s
Most people would argue that your 40s are one of the best times in your life. You’ve hit your stride—from your personal life to your career—and have learned how to juggle boardroom meetings and soccer practice. From a...
Read MoreHow Inflation Impacts Retirement Income
Many people notice the effects of inflation on their grocery bill or at the gas station when a full tank costs more than they remember. But inflation affects other areas of your finances, including your long-term financial goals like...
Read MoreStir-Crazy? 5 Winter Activities that Won’t Break the Bank
Nice and cozy can turn to cabin fever in a hurry. We’ve been there and recommend these activities when it’s time to break up that winter monotony. Visit a Museum. Museums are at their busiest during the spring and summer, so...
Read MoreFinancial Watch | December 2022
What Are Your Retirement Plan Contribution Limits in 2023? Maximum annual contribution amounts for qualified retirement plans including 401(k)s, 403(b)s, IRAs, SIMPLE IRAs and SEP-IRAs are indexed to inflation,...
Read MoreDon’t Fall for These 5 Common Money Misconceptions
We have all heard bad financial advice at some point in our lives. These misconceptions seem small but end up doing more harm than good. Here are a few of the most common misconceptions we’ve heard repeated by clients...
Read MoreOutlook 2023: CEOs Are Cautious
It appears that America’s corporate leaders are preparing for the worst while hoping for the best. Almost half of S&P 500 CEOs in second-quarter conference calls pointed to “recession” as a potential headwind in 2023....
Read MoreManaging Finances During a Hardship
Difficult situations—like losing a partner, getting laid off, or having to close a business—are impossible to completely prepare for. Having a sound financial strategy can help you weather the storm and safeguard your...
Read MoreAccessing Your Emergency Savings
By nature, emergencies are unpredictable. That’s why it’s so important for your emergency savings to be readily accessible when you need fast access to cash. Yet, many people “lock up” cash and short-term...
Read MoreNew Retirement Contribution Limits for 2023
The Internal Revenue Service has released new retirement contribution limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.
Read MoreConsiderations During Medicare’s Open Enrollment
Reviewing your Medicare coverage is an important part of your financial and insurance strategy. If you have any questions or need help navigating this process, we're happy to help.
Read MoreRiggle Wealth Group Named Small Business of the Year
Riggle Wealth Group named Small Business of the Year by the Hanover Chamber of Commerce. This recognition, coupled with our 15-year anniversary as chamber members, is an honor only made possible because of your trust.
Read MoreSide Hustle This Holiday Season
As you continue working to build your wealth and pursue your financial goals, sometimes it can help to boost your income and work to increase what you make each month. Of course, there are the more traditional routes of asking for a...
Read MoreWhat is Happening with CPI and Inflation?
Believe me, everyone on Wall Street wants inflation to go away, or at least shrink back to below 2%, a level we enjoyed not so long ago. But Tuesday's Consumer Price Index report showed it might be some time before we see 2% again....
Read More3 Reasons Why Every Family Needs a Legacy Plan Now
Recently, Riggle Wealth Group lost one of our dear colleagues, Dianne Jacoby. During the month of October, we'll be dedicating each of our weekly blog posts to Dianne and the topics and interests Dianne shared with us. Spending time...
Read MoreImportant Details on Student Loan Relief
The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know. Pell vs. non-Pell: Loan...
Read MoreIRS Form 709: What to Know
Recently, Riggle Wealth Group lost one of our dear colleagues, Dianne Jacoby. During the month of October, we'll be dedicating each of our weekly blog posts to Dianne and the topics and interests Dianne shared with us. Dianne and I...
Read MoreReview Your Tax Withholdings
Why to Check Your Withholding? The IRS doesn't require you to file a return unless you owe money. However, it does allow you to deduct certain taxes from your income, such as state and local sales taxes, property taxes, mortgage interest...
Read MoreWays to Protect Yourself from Identity Theft While Traveling
Recently, Riggle Wealth Group lost one of our dear colleagues, Dianne Jacoby. During the month of October, we'll be dedicating each of our weekly blog posts to Dianne and the topics and interests Dianne shared with us. Travel was a...
Read MoreFive Financial Tips for New Parents
As a new parent, you have so much to think about in addition to having experiences you haven’t had before. It can be very overwhelming. You may have considered the cost of having a child and the increase in your regular expenses...
Read MoreThe Secret to Maintaining Wealth? Tax Planning
What’s the secret to building and maintaining wealth? A comprehensive tax strategy to ensure you hold onto the wealth you have built throughout your lifetime. Tax laws can be notoriously complicated and hard to navigate,...
Read MoreLet's Review Your Life
Life doesn’t stand still. Neither do your life insurance needs. How much do you know about insurance? Take our quiz and find out!If you have a quote or policy and haven’t reviewed it lately, you may be surprised to discover...
Read MoreSeptember Is National Life Insurance Awareness Month
September is National Life Insurance Awareness Month, so it’s a great time to review your coverage. If you don’t have any life insurance, you’re not alone. Life...
Read MoreSchool's Back. Who is Paying for It?
Schools across the nation are getting back to business. For students, it’s a return to education after vacations, summer jobs, and other activities. For parents, grandparents, and guardians, “back to school” often...
Read More3 Tips for the Second Half of 2022
With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be...
Read MoreGet Employees to Contribute More to Their 401(k)
Plan sponsors often wonder how to nudge their employees to save more in their 401(k)s. Inadequate contributions can lead to problems later, if employees don’t consider their long-term retirement plans.One simple and promising...
Read MoreBuild Wealth by Understanding the Open Market
How much would your car sell for in the open market? Is your property gaining or losing value? The answer to these questions stems from a concept known as fair market value...
Read MoreWhat Story Is the P/E Telling?
If you’re trying to get an inside edge on Wall Street, you’re probably paying attention to an array of stats and measurements. But there’s one indicator you might be overlooking. I’m talking about the...
Read MoreGetting Rid of Debt Through Consolidation
You may have college debt, a mortgage and possibly a few credit cards dragging you down. If you're in need of a way to manage this debt, consider debt consolidation. Consolidating your debt can help...
Read MoreWhat is Compound Interest?
How Compound Interest Can Help You Save? Compound interest is a powerful tool that can help you save money through savings and investment accounts. It works by adding together small amounts of interest and compounding it to help your...
Read MoreWhy Open a 403(b)?
Q: Why should you start a 403(b)?A: It can become one of your best retirement savings vehicles.A 403(b) is a great option for building retirement savings. You can defer a bit of your salary into the account each month, without...
Read MoreDon't go it alone.
When markets cycle lower like they have been lately, perspective is critical. If you’re not connected to someone with experience, it can be easy to miss the big picture. If you zoom out a bit in history, most investors haven't...
Read MoreSummertime Checkup
Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same for 2022? Has...
Read MoreWise Words from Warren Buffett
While negative headlines are eye-catching, a gloom-and-doom perspective misses some finer details.
Read MoreBreaking Down the Great Resignation
Lately, the "Great Resignation" has led many Americans to leave their jobs for other opportunities, while others have chosen a different path: early retirement. We can all understand looking for a more suitable place of work, but some...
Read MoreTop Expense Management Tips During a Crisis
Proper financial management becomes increasingly essential during times of economic disruption and crisis. As a small business owner, you’re not only well qualified to understand the underlying drivers of your revenues and...
Read MoreUnderstand These Essential Financial Terms
As you start out in life, your finances can seem overwhelming. How can you start saving money? Taking out loans? Financing a house? Before you can set attainable goals for yourself, you have to have a...
Read MoreWhat Type of Investment Account is Right For You?
The options for retirement investment solutions can be overwhelming with many options to choose from. Whether you're looking for low-risk solutions or an investment that can potentially provide a higher yield, options are available...
Read MoreWays to Protect Yourself from Identity Theft While Traveling
It’s so important to protect yourself and your family from identity theft before, during, and after your trip. Here are some pointers for keeping your personal information safe from fraudulent activity: Book with credible...
Read MoreIncrease Your Income Next Year
Are you looking for more ways to make more money but are already spending 40 hours a week at your regular job? Residual income could be the answer you're looking for! We're going to let you in on four ways...
Read MoreWeekly Market Insights: Inflation Takes Center Stage
Over the last few weeks, Riggle Wealth Group has worked closely to respond to and proactively combat this most recent wave of volatility.
Read MoreThe Secret to Maintaining Wealth? Tax Planning
What’s the secret to building and maintaining wealth? A comprehensive tax strategy to ensure you hold onto the wealth you have built throughout your lifetime. Tax laws can be notoriously complicated and hard to navigate,...
Read MoreStock Market Weekly Recap | May 16, 2022
Over the last few weeks, Riggle Wealth Group has worked closely to respond to and proactively combat this most recent wave of volatility.
Read MoreLearn the Miracle Math That Explains How Investments May Double
When Will Your Investment Double? The Rule of 72 is one way of determining how long it may take for an investment to double in size, given a fixed annual compound interest rate of between 6-10%. Unfortunately, this rule is less...
Read MoreAre you Social Security savvy?
How much do you know about Social Security? Given how layered the topic can be, it’s wise to educate yourself as much as you can about your options. We have a number of resources on our website that can help you take a bite out...
Read MoreMake Your Retirement Savings Last Longer
If you're living in or heading into retirement and have built up a comfortable nest egg, you're probably no stranger to disciplined budgeting. But budgeting in retirement might be...
Read MoreKeeping Your Retirement Income Safe
Plan for the unexpected. Instead of letting these situations risk derailing your retirement budget, plan for these hurdles so you can be prepared no matter what comes your way in retirement.
Read MoreInflation's Overreach
What do The Dukes of Hazzard, M*A*S*H, and The Love Boat all have in common? What does this have to do with inflation?
Read More"Unretiring" To Stay in the Game
Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away!
Read MoreGetting the Most From Your 401(k)
What should you do with your 401(k) when you change jobs? You've got some options and Riggle Wealth Group can help.
Read MoreWhat You Need to Know as a First-Time Homebuyer
You’ve decided to buy your first home. That’s great! Buying a home has never been more exciting and the chance to live and work anywhere has never been higher...
Read MoreThe Fed Has an Eye on Ukraine
Higher energy prices, higher commodity prices, and the prospect of slower economic growth due to lower spending place the Fed in a bit of a pickle; the inflationary impact of these factors could be considerable.
Read MoreGain Control and Confidence Around Your Finances
Manage Your Money More Effectively Not having positive money management habits can have a severe impact not just on your current finances but also on your future finances. Creating and sticking to good habits can help you feel more in...
Read MoreWhen it Comes to Insurance, the Devil is in the Details
Identify These Sections in Your Policies Understanding an insurance policy can feel like a big undertaking if you don’t have much experience with them. Knowing what six elements will likely be a part of every insurance policy...
Read MoreWhat’s Your Tax Strategy
Tax Credits vs Tax Deductions Which is Better For You? No one wants to pay more taxes than they have to. In the past, you’ve probably relied on tax credits and deductions to help you pay fewer taxes, but which one is more...
Read MoreCould You Sustain Through a Financial Emergency?
How Big Should Your Emergency Fund Be? Having an emergency fund could save the day, but you may be questioning how much to save, when you should save more and how you should spend these funds. You're not alone in asking these...
Read MoreDo You Have a Savings Plan?
The importance of having a savings plan can’t be stressed enough. Women have an even greater need than men to begin saving as much as they can early in their careers, since they have a longer lifespan than men and typically...
Read MoreAdd Value to Your 401(k) Plan Offering
Most people agree that 401(k) plans are great investment vehicles, thanks to their tax advantages, matching contributions, and other features. But, they can place a daunting decision-making responsibility upon participants—who,...
Read MoreDoes Main Street Need a Wall Street Strategy?
As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash flow with the hope of keeping its retirement dreams alive. Self-employed Americans, and the people working for them, account for roughly 30...
Read MoreSave On Taxes With These Simple Year-End Tips
Everybody wants to save on their taxes. Here are a few simple tax-saving strategies available to nearly everyone.
Read MoreTax Changes: What's In, What's Out?
While it’s still too early to draw any final conclusions, Congress is getting closer to outlining what tax law changes are under consideration to pay for the proposed $1.75 trillion Build Back Better Plan.
Read MoreMake Your 401(k) Program Work for Your Business
If you’re like many 401(k) plan sponsors, you feel responsibility for your participants’ financial well-being but may take a hands-off approach to managing your plan design. This is how many plans end up with inadequate...
Read MoreThe IRA 60-Day Rollover Rule
AND LEARN HOW THEY CAN IMPACT YOU If you have a retirement account set up and you're making regular contributions, that's great! There may come a time when you need to move these retirement savings from one account to another, and...
Read MoreCost-of-Living Adjustments and Holiday Spending
Social Security Announces the Largest COLA Increase in 40 Years The Social Security Administration (SSA) recently announced the largest cost-of-living adjustment (COLA) in four decades. For Americans receiving Social Security benefits...
Read MoreStrategies to Lessen Your Credit Card Debt
Reduce Your Credit Card Debt Credit card debt doesn't have to keep you from fulfilling your financial goals. Not all debt is bad. Mortgage and auto loans are often necessary, but credit card debt can be sneaky – it usually...
Read More401(k) Millionaires
Your workplace retirement account can play a critical role in your overall retirement strategy. However, some have gone further with the accounts than others, especially recently. CNBC reported on findings that place 401(k) accounts...
Read MoreIRA Rollovers for Terminated Employees
Have you been let go at work? What happens to the money you have saved in your employee retirement plan? If you have been terminated by your employer, you have 4 choices when it comes to your retirement plan money: Cash it out (and...
Read MoreSocial Security Benefits May Be Cut By 2034
The economic impact of COVID-19 has been felt from coast to coast. And, unfortunately for many pre-retirees, it could potentially impact Social Security benefits as well. A new report indicates that if Congress doesn’t take...
Read MoreMaking Smart Rollover Decisions
Rolling over the assets in your workplace retirement plan to an IRA can be a great move. IRAs typically offer more investment choices while allowing you to continue accumulating earnings on a tax-deferred basis. However, making a...
Read MoreSeptember Is National Life Insurance Awareness Month
It’s time for your life insurance checkup. September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1 If you don’t have any life insurance, you’re not alone. Life...
Read MoreConducting Your Year-End Financial Checkup
With summer officially behind us, it’s time to face the facts: we’re headed toward the latter months of 2021. While there’s still plenty of time to enjoy 2021, we encourage you to slow down and check up on your...
Read MoreThe Fed Can't Keep a Secret
If you have a secret, don’t tell anyone at the Federal Reserve Bank. They may leak the story before you’d like.In early August, multiple regional Federal Reserve Bank presidents hit the speaking tour. They made headlines...
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